Protect Your Baby With Classic Car Insurance

Summer is the perfect time to take your baby out for a ride. We’re not talking about your four-month-old baby; we’re talking about your other baby – your classic car. In the season of warm breezes, nothing beats the feeling of burning up the open road in your classic.

Classic cars come in all shapes and sizes, but they have one thing in common: the love and passion of their owners.

So it’s important that you have the right insurance protection for your car. Classic car (or collector car) insurance offers specialized coverage not available in standard auto policies, including:

• Agreed value. Car insurance is typically based on actual cash value, which means you get the depreciated value of your vehicle in a loss. Collector vehicle insurance, however, provides agreed value, which means that you and the insurance company agree on the value you would need to replace your classic. If you are offered this option, take it.
• Mileage plans that take into consideration the lower mileage on collector vehicles.
• Coverage for modifications to the car.
• Coverage for spare parts. This is usually a fixed amount, but it can come in handy if you need to make a last-minute repair.

In addition to providing the all-important coverage, these insurance carriers are very knowledgeable and can “speak your language” when it comes to insuring your hot rod, your exotic car, your classic motorcycle or your muscle car.

Now get out and burn up the road!