Kids Off To College?

I have three in college now! What to look for in insurance coverage; here’s my checklist:

1)Auto insurance–Be certain the carrier has the youthful operator listed and is aware of the distance between the home and the college.
2)Health insurance–Be certain that the student is covered as a dependent through school (check age limits). There are alternate policies available should there be no primary coverage.
3)Personal property–Be certain that the Homeowners policy extends coverage to the student’s location. You may want to look at seperate coverage for the laptop (college kids tend to spill things).
4)Life insurance–College age, healthy, and low debt is a great place to start a life policy. It should be the first place to invest your insurance dollars.